Author: Contend Legal
Travel Insurance: Legal Overview for the UK
What is Travel Insurance? What is Travel Insurance? Travel insurance is a type of policy designed to protect you from unexpected costs and risks when you travel, especially abroad. It typically covers situations such as medical emergencies, lost or stolen belongings, trip cancellations, and other unforeseen events that could disrupt your plans or lead to…
Mobile Phone Insurance in the UK: What You Need to Know
Understanding Mobile Phone Insurance Mobile phone insurance is a type of policy designed to protect you financially if something happens to your mobile device. Its main purpose is to cover the cost of repair or replacement if your phone is lost, stolen, or accidentally damaged. With smartphones being both valuable and essential for everyday life,…
Income Protection Insurance: How It Works and What It Covers
What is Income Protection Insurance? Income protection insurance is a type of policy designed to provide you with a regular income if you are unable to work due to illness or injury. Unlike some other forms of insurance, it doesn’t pay out a single lump sum. Instead, it replaces a portion of your lost earnings…
Understanding Illness and Critical Illness Insurance UK
Introduction to Illness Insurance and Critical Illness Insurance Illness insurance and critical illness insurance are two types of protection designed to support you financially if you face a serious health problem. While they sound similar, each serves a unique purpose in helping you manage the impact of illness on your life and finances. Illness insurance…
What Does Household Contents Insurance Cover in the UK?
What is Household Contents Insurance? Household contents insurance is a type of policy designed to protect the possessions inside your home. Unlike insurance that covers the physical structure of your property, contents insurance focuses on your personal belongings – everything from your sofa and television to your clothes, kitchenware, and valuables such as jewellery or…
How to Claim Compensation for Building Work Disruption
Understanding Building Work Disruptions Understanding Building Work Disruptions Building work disruptions can take many forms and often have a significant impact on homeowners. These disruptions include delays in completing the work, damage to your property, excessive noise, dust, and general inconvenience. Understanding what counts as a disruption, why they happen, and how they affect you…
New Build Insurance: Protecting Your Home Before Completion
What is New Build Insurance Before Completion? What is New Build Insurance Before Completion? New build insurance before completion is a specialist policy designed to protect your financial interest in a property that is still under construction. Unlike standard home insurance, which usually starts once you legally own and occupy the home, this type of…
House Insurance for Older People: A Simple UK Guide
Introduction to House Insurance for Older Homeowners Introduction to House Insurance for Older Homeowners For many older adults in the UK, their home is not just a place to live – it’s often their most valuable asset and a source of comfort and security. Protecting this asset with suitable house insurance is essential, especially as…
Building and Home Insurance: UK Legal Overview
Introduction to Building and Home Insurance Building and home insurance is designed to protect your property and belongings from unexpected events that could cause damage or loss. In the UK, this type of insurance typically falls into two main categories: buildings insurance and contents insurance. Buildings insurance covers the physical structure of your home –…
Types of Insurance: UK Legal Overview
Introduction to Types of Insurance Insurance is a way to protect yourself, your family, or your business from unexpected financial losses. By paying a regular premium, you enter into a contract with an insurer, who agrees to cover certain risks – such as damage to property, illness, or liability – according to the terms of…
