Introduction
Are you unsure about how to claim Working or Child Tax Credits? This simple guide will help you understand the process and ensure you know your rights. While Universal Credit has replaced tax credits for most new applicants, many may still qualify for these benefits, so it’s worth checking your eligibility. If you need assistance, Contend’s highly trained AI legal experts are here to provide guidance and help you navigate your legal issues with ease. Discover how to claim your credits and get the support you need today!
If you’re looking to claim Working Tax Credits or Child Tax Credits, it’s important to know that Universal Credit has replaced tax credits for most new applicants. However, some people may still be eligible for tax credits, so it’s worth checking your situation before you apply.
How to Claim Tax Credits
To start your claim for Working Tax Credits, you’ll need to call the HMRC tax credits helpline. It’s best to do this as soon as possible, as the process can take up to 6 weeks.
HM Revenue and Customs (HMRC) Tax Credits Helpline:
- Phone: 0345 300 3900
- For those who are deaf or hard of hearing: Use Relay UK by dialing 18001 followed by 0345 300 3900.
- Outside the UK: Call +44 2890 538 192
- Welsh Language: 0300 200 1900 (Mon-Fri, 8:30am to 5pm)
When you call, make sure to jot down the date, time, and the name of the person you spoke with, as you may need this information later.
Gather Your Documents
Before you make the call, it’s a good idea to gather all the necessary documents. You’ll need to provide information about your income, which can come from:
- Payslips
- P60 or P45 forms
- Other income sources like pensions or rental income
If you’re self-employed, your income will be based on your profits. For more information on how to claim tax credits as a self-employed individual, you can check the HMRC website.
Applying for Someone Else
If you’re applying for tax credits on behalf of someone else, you’ll need to become a tax credits ‘appointee.’ This means you’ll manage their claim and any tax credits will be paid directly to your bank account. You can learn more about this process on the GOV.UK website.
Joint Claims for Couples
If you’re married, in a civil partnership, or living with a partner, you’ll need to make a joint claim for tax credits. HMRC will consider both your incomes when processing your claim, so be sure to provide accurate information for both you and your partner. If you mistakenly claim as a single person when you’re actually part of a couple, you may have to pay back any overpaid tax credits.
If you’re unsure about whether you need to make a joint claim, you can reach out to the tax credits helpline or try Contend’s legal expert chat for assistance.
Child Tax Credits
If you have children, you may be eligible for Child Tax Credits. If your child was born before April 6, 2017, you can claim for each child until they turn 16, or 20 if they are in full-time education or approved training. However, if your child was born after April 6, 2017, you can generally only claim for your first two children.
If you share care of your children with someone else, the person who spends the most time caring for them should make the claim. Additionally, you may be eligible for extra tax credits to help with childcare costs for children under 15, provided your childcare provider is registered and approved. You can check if your provider is registered on the GOV.UK website.
Calculating Your Income
When calculating your tax credits, HMRC will look at your income from the previous tax year (the 12 months leading up to April 5). If you’re making a joint claim, your partner’s income will also be considered. Be sure to include any additional income such as interest from savings or state benefits. If your income has significantly increased this year, you can ask HMRC to use your current estimated income instead.
Need Help?
If you have difficulty with the claim process due to a disability or language barrier, HMRC offers support options. You can find more information on available assistance on the GOV.UK website. If you need help arranging support, don’t hesitate to try Contend’s legal expert chat for guidance.
What to Expect After You Apply
After you submit your claim, HMRC may request additional evidence to support your application, such as proof of earnings. You’ll usually receive a letter if they need more information. Most claims are processed within 6 weeks. If your claim is successful, you’ll receive your tax credits every four weeks, although you can request to be paid every two weeks if needed.
Once you start receiving tax credits, it’s crucial to inform HMRC of any changes in your circumstances within one month. Failing to do so could result in overpayments that you would need to repay later.
Next Steps
After you begin receiving tax credits, stay on top of any changes in your work or home life, as these can affect your claim. For more information on what changes to report, visit the HMRC website or consult with Contend’s legal expert chat.
Remember, claiming tax credits can be a bit complex, but with the right preparation and information, you can navigate the process more easily. If you have any questions or need assistance, don’t hesitate to reach out for help.
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