Category: Insurance
House Insurance for Older People: A Simple UK Guide
Introduction to House Insurance for Older Homeowners Introduction to House Insurance for Older Homeowners For many older adults in the UK, their home is not just a place to live – it’s often their most valuable asset and a source of comfort and security. Protecting this asset with suitable house insurance is essential, especially as…
How to Make a Successful Non-Fault Accident Claim UK
Understanding Non-Fault Accident Claims When you’re involved in a road accident that wasn’t your fault, it’s known as a “non-fault accident.” In simple terms, this means another person was responsible for causing the crash, and you did not contribute to it. Understanding what this means for your insurance claim can help you make informed decisions…
How to Make a Successful Insurance Claim in the UK
Understanding Your Insurance Policy Understanding Your Insurance Policy Before making a claim, it’s essential to understand what your insurance policy covers and how it works. An insurance policy is a contract between you and your insurer that sets out what is protected, the circumstances under which you can claim, and any limits or exclusions that…
New Build Insurance: Protecting Your Home Before Completion
What is New Build Insurance Before Completion? What is New Build Insurance Before Completion? New build insurance before completion is a specialist policy designed to protect your financial interest in a property that is still under construction. Unlike standard home insurance, which usually starts once you legally own and occupy the home, this type of…
How to Deal With Problems in Your Insurance Claim
Understanding Problems With Insurance Claims When making an insurance claim in the UK, many policyholders encounter challenges that can make the process stressful and confusing. Some of the most frequent problems include delays in processing claims, disagreements over how much should be paid out, and outright refusals to pay. These issues can arise with any…
How to Claim Compensation for Building Work Disruption
Understanding Building Work Disruptions Understanding Building Work Disruptions Building work disruptions can take many forms and often have a significant impact on homeowners. These disruptions include delays in completing the work, damage to your property, excessive noise, dust, and general inconvenience. Understanding what counts as a disruption, why they happen, and how they affect you…
How Long to Get an Insurance Offer After a Medical Exam?
Introduction to Waiting Times After Insurance Medical Exams When you apply for certain types of insurance in the UK – such as life insurance, critical illness cover, or income protection – your insurer may require you to complete a medical exam. The main purpose of this exam is to give the insurer a clear picture…
Travel Insurance for Accidents and Illness When Travelling
Introduction to Accidents and Illness When Travelling Independently Introduction to Accidents and Illness When Travelling Independently Travelling independently means organising your own trip without the help of a tour operator or package holiday provider. This could involve booking your own flights, accommodation, and activities, whether you’re heading abroad for a city break, a backpacking adventure,…
How to Complain About Mis-Sold PPI and Claim Refunds
What is Mis-Sold PPI? What is Mis-Sold PPI? Payment Protection Insurance (PPI) was designed to cover repayments on loans, credit cards, or mortgages if you became unable to pay due to illness, accident, unemployment, or death. While PPI itself is a legitimate insurance product, it became the centre of one of the UK’s biggest financial…
Making a Claim on Travel Insurance: Legal Overview
Understanding Travel Insurance Claims When you buy travel insurance, you’re protecting yourself against unexpected problems while you’re away from home. Travel insurance can help cover costs if your trip is cancelled, your luggage is lost or delayed, or you face a medical emergency or accident abroad. Making a claim on your policy means asking your…
