Category: Insurance
Why You Might Be Refused Insurance and Your Rights
Understanding Problems Getting Insurance Understanding Problems Getting Insurance Getting insurance is essential for protecting yourself, your home, or your vehicle, but many people in the UK face difficulties when applying for cover. Understanding why insurers might refuse or limit your application can help you know your rights and what steps to take next. Common Reasons…
How to Complete Your CSA Claim Form for Travel Insurance
Understanding the CSA Claim Form Understanding the CSA Claim Form When you need to make a travel insurance claim in the UK, the CSA claim form is a key part of the process. This form is designed to collect all the details your insurer needs to assess your claim, such as information about your trip,…
Common Problems with Payment Protection Insurance (PPI)
What is Payment Protection Insurance (PPI)? What is Payment Protection Insurance (PPI)? Payment Protection Insurance (PPI) is a type of insurance policy designed to help you cover loan or credit repayments if you’re unable to make them due to certain unexpected events. Typically, PPI steps in if you lose your job, become ill or have…
What to Do If Your Insurance Takes Your Car to Copart
Understanding What Happens When Your Car Is Taken to Copart When your car is taken to Copart by your insurance company, it’s natural to have questions about what’s happening and what it means for you. Here’s a clear breakdown of the process, your rights, and what you can expect. What is Copart and Why Do…
How to Escalate a PPI Complaint and Get Fair Treatment
Understanding When to Take Your PPI Complaint Further When you make a complaint about Payment Protection Insurance (PPI), you expect a fair and timely response from your bank, lender, or insurance provider. However, there are situations where your initial complaint may not be resolved to your satisfaction. Understanding when and how to take your PPI…
Making a Vehicle Insurance Claim: Legal Overview
Introduction to Making a Vehicle Insurance Claim When something happens to your car – such as an accident, theft, or damage – knowing how to make a vehicle insurance claim can save you time, stress, and money. A vehicle insurance claim is a formal request to your insurer for financial help after a covered incident.…
Building and Home Insurance: UK Legal Overview
Introduction to Building and Home Insurance Building and home insurance is designed to protect your property and belongings from unexpected events that could cause damage or loss. In the UK, this type of insurance typically falls into two main categories: buildings insurance and contents insurance. Buildings insurance covers the physical structure of your home –…
Guide to Vehicle Insurance Types and Legal Cover in the UK
Introduction to Vehicle Insurance in the UK Introduction to Vehicle Insurance in the UK Vehicle insurance is a legal requirement for anyone driving on public roads in the UK. The law, set out in the Road Traffic Act 1988, makes it compulsory for drivers to have at least a basic level of insurance to protect…
How to Cancel an Insurance Policy in the UK: Your Rights and Steps
Introduction to Cancelling an Insurance Policy Cancelling an insurance policy means formally ending your agreement with an insurer before its scheduled expiry date. Whether you no longer need the cover, have found a better deal, or your circumstances have changed, it’s important to understand the process and your rights when deciding to cancel. In the…
What Does Household Contents Insurance Cover in the UK?
What is Household Contents Insurance? Household contents insurance is a type of policy designed to protect the possessions inside your home. Unlike insurance that covers the physical structure of your property, contents insurance focuses on your personal belongings – everything from your sofa and television to your clothes, kitchenware, and valuables such as jewellery or…
