Category: Debt Collection and Enforcement
Bailiff Right of Entry: When Can They Legally Enter?
Understanding Bailiff Right of Entry Understanding Bailiff Right of Entry When you owe money and haven’t paid, creditors may send bailiffs (also known as enforcement agents) to collect the debt. The term “right of entry” refers to the legal circumstances under which bailiffs are allowed to enter your home or business premises to recover what…
What Fees Can Bailiffs Charge? Your Rights Explained
Introduction to Bailiff Fees Introduction to Bailiff Fees Bailiffs, also known as enforcement agents, are individuals authorised to collect certain types of debts in England and Wales. They may be instructed by courts, local authorities, or private creditors to recover unpaid debts such as council tax arrears, court fines, or outstanding business rates. Bailiffs have…
Bailiff Risk Assessments: Your Rights and How to Prepare
What Are Bailiff Risk Assessments? What Are Bailiff Risk Assessments? Bailiff risk assessments are checks that must be carried out by bailiffs before they visit your home to collect a debt. These assessments are designed to identify any factors that could affect the safety of both you and the bailiff during the visit. By law,…
Your Rights and Protections as a Vulnerable Debtor in the UK
Understanding Vulnerable Debtors Understanding who qualifies as a vulnerable debtor is crucial when it comes to fair and ethical debt collection in the UK. In legal terms, a vulnerable debtor is someone whose personal circumstances mean they may find it harder to manage debt or deal with debt collectors, such as bailiffs. Recognising vulnerability ensures…
How Breathing Space Moratorium Protects You From Bailiffs
What is a Breathing Space Moratorium? A Breathing Space Moratorium is a legal scheme in the UK designed to give people struggling with problem debt a temporary pause from most types of debt enforcement action. Introduced under the Debt Respite Scheme (Breathing Space Moratorium and Mental Health Crisis Moratorium) Regulations 2020, this tool can provide…
How to Complain About Bailiffs: Your Rights and Steps
Understanding Bailiffs and Your Rights When dealing with debt collection in the UK, it’s important to understand who bailiffs are and what rights you have if they contact you. Bailiffs, also known as enforcement agents, are individuals authorised to collect certain types of debts on behalf of creditors, such as unpaid council tax, court fines,…
Powers of Bailiffs: UK Legal Overview
Introduction to Bailiff Powers Bailiffs are authorised individuals or enforcement agents who are legally permitted to collect certain types of debts, such as council tax, court fines, or unpaid bills. Their main role is to recover money owed by visiting your home or business and, if necessary, taking control of goods to cover the debt.…
Bailiff Rules in the UK: Legal Overview
Introduction to Bailiff Rules Bailiffs are authorised individuals or firms responsible for collecting certain types of debts in England and Wales. Their role is to enforce court orders, which may involve recovering money owed or seizing goods to cover unpaid debts. Understanding the rules that bailiffs must follow is crucial, as it helps you protect…
Property Charging and Forced Sales: UK Legal Overview
Introduction to Property Charging and Forced Sales When you owe money and do not pay, a creditor may ask the court for a charging order. A charging order is a legal tool that secures a debt against your property, such as your home or land. This means the creditor registers an interest in your property,…
Stopping Bailiffs: Legal Overview
Understanding Bailiffs and Your Rights Bailiffs, also known as enforcement agents, are individuals authorised to collect certain types of debts on behalf of courts or creditors. Their main role is to recover money owed, which can sometimes involve visiting your home or business to take control of goods. If you’re unsure who bailiffs are, it’s…
