What Are Relationship Agreements?

Relationship agreements are private contracts made between couples to set out how they will manage their financial and personal arrangements, both during their relationship and if it comes to an end. In the UK, these agreements are increasingly popular as a way for partners to clearly define their expectations and protect their interests.

There are several types of relationship agreements, each designed for different circumstances:

  • Cohabitation agreements are used by couples who live together but are not married or in a civil partnership. These agreements can cover how bills are paid, who owns what in the home, and what happens if the relationship ends. To learn more about how these work in practice, see our guide to cohabitation agreements.
  • Prenuptial agreements (prenups) are made before marriage or entering a civil partnership. They set out how assets and finances will be divided if the relationship breaks down. For a detailed explanation, see prenuptial agreements.
  • Postnuptial agreements are similar to prenups but are entered into after a couple is already married or in a civil partnership. These agreements can be helpful if circumstances change during the marriage. Find out more about postnuptial agreements.

The main purpose of these agreements is to provide clarity and certainty. By setting out arrangements in advance, couples can avoid misunderstandings and reduce the risk of disputes if the relationship ends. Typical topics covered include property ownership, savings, debts, and even arrangements for children or pets.

While relationship agreements are not automatically legally binding in the UK, courts are increasingly willing to uphold them if certain conditions are met. For example, both parties must enter the agreement freely, fully understand its implications, and provide honest disclosure of their finances. The agreement should also be fair and reasonable at the time it is made and when it is enforced. In the case of prenuptial and postnuptial agreements, the Supreme Court’s decision in Radmacher v Granatino (2010) set out that courts should give effect to these agreements unless it would be unfair to do so.

If you are considering entering into a relationship agreement, it is important to seek independent legal advice and ensure the agreement is drafted clearly. For a broader overview of your options, see our guide to relationship agreements including prenuptial and cohabitation agreements.

When Are Relationship Agreements Legally Binding?

When Are Relationship Agreements Legally Binding?

For a relationship agreement – such as a cohabitation agreement or a prenuptial agreement – to be legally binding in the UK, it must meet certain requirements. Understanding these requirements is crucial if you want your agreement to stand up in court and offer real protection for both partners.

Legal Requirements for Enforceability

To be enforceable, relationship agreements generally need to satisfy the following conditions:

  • Written Form: The agreement should be set out in writing and signed by both parties. Verbal agreements are much harder to prove and are rarely upheld by the courts.
  • Full Financial Disclosure: Both partners must provide complete and honest information about their finances, including assets, debts, and income. If one person withholds information, the agreement may be challenged later.
  • Independent Legal Advice: Each person should seek their own independent legal advice before signing. This helps ensure that both parties understand the agreement and that neither is being pressured or misled.
  • No Duress or Undue Influence: The agreement must be entered into freely, without pressure or coercion from the other party.
  • Fairness: The terms of the agreement should be fair to both parties. If an agreement is heavily biased in favour of one partner, a court may decide not to enforce it.

Relevant Legal Framework

For agreements involving property, the courts refer to The Law of Property Act 1925, Section 53. This law sets out the formalities required for property-related agreements to be valid, such as the need for written documentation and clear intent.

How Courts View Relationship Agreements

While relationship agreements are not automatically legally binding in the same way as contracts, UK courts increasingly recognise them – especially when both parties have followed the requirements above. During a dispute, the court will carefully examine:

  • Whether both partners understood the agreement and its consequences.
  • If both parties made full and honest disclosure of their finances.
  • Whether the agreement was fair at the time it was made and remains fair at the time of enforcement.

If the court is satisfied that the agreement is fair and all legal requirements have been met, it is likely to uphold the agreement. However, courts always retain the discretion to set aside or modify agreements if enforcing them would lead to an unjust result.

Common Reasons Why Agreements May Not Be Enforced

There are several reasons why a relationship agreement might not be upheld by the courts:

  • Lack of Full Disclosure: If either party failed to disclose significant assets or debts, the agreement may be set aside.
  • No Independent Legal Advice: If one or both parties did not receive independent legal advice, the agreement is more vulnerable to challenge.
  • Unfair Terms: If the agreement is significantly unfair or leaves one party in a much worse position, the court may refuse to enforce it.
  • Duress or Pressure: If a party was pressured into signing, the agreement may not be valid.
  • Failure to Follow Legal Formalities: For property agreements, if the requirements under The Law of Property Act 1925, Section 53 are not met (such as being in writing), the agreement may be unenforceable.

If you are concerned about the validity of your agreement or are facing a dispute, you may want to learn more about challenging a relationship agreement.

By understanding these requirements and seeking proper advice, you can give your relationship agreement the best chance of being upheld if it is ever put to the test.

Is my relationship agreement likely to be legally binding in my situation?

How to Enforce a Relationship Agreement

How to Enforce a Relationship Agreement

Enforcing a relationship agreement – such as a cohabitation or prenuptial agreement – can help protect your rights and interests if your relationship breaks down. Here’s how the process works under UK law, what to expect if issues arise, and why having a clear, written agreement is so important.

1. Ensuring Your Agreement Is Legally Recognised

Before enforcement is possible, your agreement must be properly prepared. In the UK, the courts are more likely to uphold a relationship agreement if:

  • It is in writing.
  • Both parties have signed it voluntarily.
  • Each person had independent legal advice before signing.
  • There was full and honest disclosure of financial circumstances.
  • The agreement is fair and reasonable at the time of enforcement.

While prenuptial and cohabitation agreements are not automatically legally binding, courts will usually take them into account – especially if these conditions are met.

2. Steps to Enforce an Agreement

If you and your partner separate, and one person does not wish to follow the agreement, you can take the following steps:

a. Attempt to Resolve Matters Amicably
Start by discussing the agreement together or through mediation. Sometimes, misunderstandings or disagreements can be resolved without going to court.

b. Seek Legal Advice
If informal discussions fail, it’s wise to consult a solicitor. They can clarify your rights and help you understand the likely outcome if the case goes to court.

c. Apply to Court for Enforcement
If one party refuses to honour the agreement, you may need to apply to the court to have its terms enforced. The court will review the agreement and consider factors such as fairness, whether both parties received legal advice, and if circumstances have changed since the agreement was signed.

The court can make decisions about financial matters, property, and other arrangements. For more information on how courts get involved, the official guidance on Crown Court explains how financial and property issues are handled when couples separate or divorce.

3. The Court’s Role in Enforcing Agreements

Courts do not automatically enforce relationship agreements. Instead, they use them as a strong indication of both parties’ intentions. If the agreement is fair and both parties entered into it freely, the court is likely to uphold its terms – especially in financial matters during divorce or dissolution.

For example, during divorce proceedings, a prenuptial agreement can influence the outcome of financial orders during divorce, such as the division of property or ongoing financial support. However, the court always has the final say and will prioritise fairness and the welfare of any children involved.

4. What Happens If One Party Refuses to Honour the Agreement?

If your partner refuses to follow the agreement, and informal negotiation or mediation does not resolve the issue, you may need to ask the court to decide. The court will examine:

  • Whether the agreement was entered into freely and with full understanding.
  • If there was full financial disclosure.
  • Whether both parties received independent legal advice.
  • If the agreement is fair in the current circumstances.

If the court finds the agreement fair and properly made, it can make an order reflecting its terms. If not, the court may alter the terms to ensure a fair outcome.

5. The Importance of a Clear, Written, and Signed Agreement

A clear, written agreement signed by both parties is vital. Verbal agreements are extremely difficult to enforce. Written agreements provide evidence of what was agreed and help avoid misunderstandings later. Always ensure both parties have independent legal advice and that all financial information is disclosed honestly.


If you need more information about how courts handle financial issues after a relationship ends, the Crown Court guidance on GOV.UK offers practical steps and further details.

For more on how relationship agreements affect financial orders during divorce, explore our detailed guide.

Can I enforce my relationship agreement if my partner refuses to comply?

Protecting Your Rights and Interests Through Relationship Agreements

Protecting Your Rights and Interests Through Relationship Agreements

Relationship agreements, such as cohabitation agreements and prenuptial agreements, play a crucial role in safeguarding your rights and interests during your relationship and in the event of separation. These agreements allow couples to make clear arrangements about finances, property, and family matters, providing peace of mind and reducing the risk of disputes.

Financial Interests and Property Rights

One of the main benefits of a relationship agreement is the protection of your financial interests. These agreements can set out how assets and debts will be divided if the relationship ends, how joint accounts are managed, and what happens to personal belongings. By agreeing on these matters in advance, both partners know where they stand, which can help avoid lengthy and costly legal battles.

Property rights are often a key concern, especially for couples who are not married or in a civil partnership. Without a formal agreement, the law does not automatically recognise rights to property for unmarried partners, no matter how long they have lived together. A cohabitation agreement can specify who owns what, how the family home will be dealt with, and what financial support, if any, will be provided. For more information on your rights to the family home during and after a relationship, it’s important to understand how the law applies to your specific situation.

Protecting Rights to the Family Home

The family home is often the most significant asset for couples. Relationship agreements can clarify who has the right to live in the home, who pays the mortgage or rent, and how the home will be dealt with if the relationship breaks down. This is especially important for unmarried couples, as the law does not automatically grant them the same rights as married couples. An agreement can help ensure both partners are treated fairly and can provide a clear plan for what happens next. Learn more about protecting your rights to the family home if your relationship changes.

Arrangements for Children

While relationship agreements cannot override the best interests of a child or the decisions of the family court, they can set out your intentions regarding child arrangements if you separate. This might include where the children will live, how much time they will spend with each parent, and how financial support will be provided. Although these agreements are not legally binding in the same way as financial agreements, they can be taken into account by the court and can help guide discussions and reduce conflict.

Protecting Vulnerable Persons

Relationship agreements can also play a role in protecting vulnerable individuals within a relationship. For example, they can include provisions to support a partner with health issues or ensure that a person is not left without financial resources. In situations where there are concerns about abuse or coercive control, it is vital to understand the legal protection for protected persons. These laws are designed to safeguard those at risk and can work alongside relationship agreements to provide extra security.

Practical Advice

To ensure your relationship agreement is effective:

  • Make sure both parties receive independent legal advice before signing.
  • Be open and honest about your finances and assets.
  • Review your agreement regularly, especially if your circumstances change (e.g., buying a home, having children).
  • Remember that while agreements about finances and property are generally enforceable, arrangements for children must always serve the child’s best interests.

By taking these steps, you can use relationship agreements to protect your rights and interests, reduce uncertainty, and plan for the future with confidence.

Can a cohabitation agreement protect me if we separate?

Related Topics to Understand and Consider

Understanding how relationship agreements are enforced is just one part of protecting yourself and your interests. There are several related topics that can help you make informed decisions before entering into any agreement with a partner.

Firstly, it’s wise to protect your finances before marriage or living together. Taking steps early can prevent misunderstandings and disputes later on. This includes discussing how assets, debts, and property will be managed if your relationship changes, and considering formal agreements that set out your intentions clearly.

It’s also important to understand how contracts and borrowing money work in the UK. Relationship agreements are a type of contract, so knowing the basics – such as what makes a contract legally binding, and how loans or joint debts are handled – can help you avoid common pitfalls.

If you ever find yourself in a situation where you believe an agreement is unfair or was made under pressure, learning about challenging relationship agreements is essential. UK law allows for some agreements to be disputed or set aside in certain circumstances, such as if there was lack of proper disclosure, undue influence, or significant changes in circumstances.

Exploring the different types of agreements can also clarify which option best suits your needs. For couples planning to marry, prenuptial agreements are designed to set out how finances and assets should be divided if the marriage ends. If you’re already married, postnuptial agreements offer a similar way to formalise arrangements after the wedding. For those living together without marrying, cohabitation agreements help clarify rights and responsibilities, as unmarried partners do not have the same legal protections as married couples.

By considering these related topics, you can approach relationship agreements with greater confidence and ensure your rights and interests are properly protected. If you’re unsure which agreement is right for you, or how to make one legally binding, it’s always advisable to seek legal advice tailored to your situation.


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