United Kingdom flag

In today’s economic climate, understanding how to navigate financial challenges is crucial for everyone. With the cost of living on the rise, many in the UK are seeking ways to alleviate financial pressure. One such avenue is through “Issue 22” – a term that has been gaining traction among those looking for financial relief. This comprehensive guide aims to unravel the complexities surrounding Issue 22 and provide you with actionable advice on how to get help with the cost of living.

Understanding Issue 22: A Primer

Before diving into the specifics, it’s essential to grasp what Issue 22 refers to. In general terms, Issue 22 can be seen as a metaphorical “issue” or “edition” that deals with the latest challenges and solutions related to the cost of living. It encompasses a range of financial support mechanisms and advice tailored to help individuals and families navigate these turbulent times.

The Cost of Living Crisis: What You Need to Know

The cost of living crisis affects millions of people across the UK, with rising prices for essential goods and services squeezing household budgets. From energy bills to groceries, the financial strain is palpable for many. Understanding the root causes and potential solutions is the first step toward financial relief.

How can I access financial support for my rising bills?

Navigating Financial Support: Where to Start

When it comes to finding financial support, the landscape can seem overwhelming. However, several key avenues can provide much-needed relief:

  • Government Assistance Programs: The UK government offers various schemes designed to help those struggling with the cost of living. These range from housing benefits to energy grants and should be your first port of call. You can report a missing Cost of Living Payment if you believe you should have received it.
  • Local Council Support: Many local councils offer additional support to their residents, including discretionary housing payments and local welfare assistance schemes. You can find out how to contact your local council on GOV.UK to inquire about welfare assistance or Household Support Fund schemes.
  • Charitable Organisations: Numerous charities provide financial aid, advice, and support to those facing economic hardship. Don’t hesitate to reach out to these organisations for help. You can check what help you can get from local and national charities on the Turn2us website using your postcode.

Making the Most of Available Resources

To effectively navigate the available support, it’s crucial to:

  1. Research: Spend time understanding the different types of assistance available and which ones you might be eligible for. Check if you can get help with health costs on the NHS website to see if you qualify for support.
  2. Apply: Don’t delay in applying for support. Many programs have application deadlines or limited funds. If you’re over State Pension age, you can get free bus travel. Apply for an older person’s bus pass on GOV.UK.
  3. Seek Advice: If you’re unsure where to start or how to proceed, seek professional advice. Organisations like Citizens Advice offer free guidance on a wide range of financial matters.
How do I check if I’m eligible for government assistance programs?
Money and Debt: take a break issue 22

Practical Tips for Managing Your Finances

Beyond seeking external support, there are several steps you can take to manage your finances more effectively:

  • Budgeting: Create a detailed budget to track your income and expenditure. This will help you identify areas where you can cut back.
  • Saving on Utilities: Look into ways to reduce your energy consumption or switch providers to save on utility bills. If you’re disabled, you might be able to get extra support with your energy and water. You can check how to get free advice about energy and water bills on the Scope website.
  • Smart Shopping: Take advantage of discounts, compare prices, and consider buying in bulk to save on groceries and essentials.
How can I get extra support with my energy and water bills if I’m disabled?

How Contend Can Help

At Contend, we understand the challenges you’re facing. Our AI legal tech platform is here to provide you with guidance on financial matters, including navigating the legal aspects of government assistance programs and understanding your rights when it comes to debt and financial disputes.

Chat with Our AI Legal Assistant

Our AI legal assistant can provide you with tailored advice in just 5 minutes. Whether you need help understanding eligibility criteria for financial support or advice on dealing with creditors, Contend is here to make legal guidance accessible and understandable.

Am I eligible for government financial assistance?

Conclusion: Taking Control of Your Financial Future

The journey to financial stability in the face of rising living costs can be daunting, but it’s not insurmountable. By understanding the support available, taking practical steps to manage your finances, and seeking professional advice when needed, you can navigate these challenges more effectively.

Remember, Contend is here to support you every step of the way. Chat now with our legal expert to get the guidance you need to take control of your financial future.

For more info, check out some of our related articles:


Check if Contend can help you with your issue

Solve your legal question quickly
and easily with Contend.



This material is for general information only and does not constitute
tax, legal or any other form of advice. You should not rely on any
information contained herein to make (or refrain from making) any
decisions. Always obtain independent, professional advice for your
own particular situation. Contend Inc is not regulated by the
Solicitor’s Regulation Authority.