Your Rights and Protections as a Vulnerable Debtor in the UK

Learn your rights and protections in the UK debt process. Find out how vulnerable debtors are treated fairly by bailiffs and creditors.

How Breathing Space Moratorium Protects You From Bailiffs

Breathing Space Moratorium pauses most debt enforcement, stopping bailiffs and freezing charges to help you get professional debt advice and relief.

How to Apply for a Stay of Enforcement on Bailiffs

Learn how to apply for Court Applications to Stay Enforcement to pause bailiff action and get time to manage your debt effectively. Act quickly and protect your rights.

How to Negotiate a Payment Plan With Bailiffs Safely

Learn how to negotiate payment plans with bailiffs safely, protect your rights, and manage debts without losing your belongings. Act early and stay informed.

Forced House Sale Explained: Your Rights and How to Avoid It

Learn about forced house sales, your rights, and how to avoid losing your home due to unpaid debts in the UK. Get practical advice and support options.

WASPI and State Pension Age Changes: Your Rights Explained

WASPI: Women Against State Pension Inequality explains pension age changes, your rights, and support for women born in the 1950s facing delayed pensions.

Unfair Debt Practices: UK Legal Overview

Unfair Debt Practices: UK overview of your rights, common unfair tactics, how to complain, and protecting yourself from harassment and unfair charges.

How to Report a Debt Scam and Protect Your Rights

Learn how to report a debt scam in the UK, protect your rights, and get help to stop fraudsters targeting you and your finances.

How to Spot and Avoid Fake Debt Collectors in the UK

Learn how to spot fake debt collectors in the UK. Protect yourself from scams with tips to verify legitimacy and know your legal rights.

How to Spot and Protect Yourself from Phantom Debts

Learn how to spot phantom or non-existent debts, protect yourself from scams, know your rights, and report fake debt collectors in the UK.