Category: Universal Credit

  • Filling in the Work Capability Form for Universal Credit

    Introduction to the Work Capability Form Introduction to the Work Capability Form If you’re claiming Universal Credit because you are sick or disabled, you will be asked to fill in a Work Capability Assessment form. This form – sometimes called the UC50 – is a crucial part of your claim, as it helps the Department…

  • Universal Credit for the Self-Employed: How Payments Are Worked Out

    Understanding Universal Credit and Self-Employment Universal Credit is a monthly payment designed to help people with living costs if they’re on a low income or out of work. It replaces several older benefits and is intended to simplify the support available, making it easier to manage your finances – especially if your income changes from…

  • How to Change Your Claimant Commitment for Universal Credit in the UK

    What is a Claimant Commitment? What is a Claimant Commitment? A claimant commitment is a personal agreement between you and the Department for Work and Pensions (DWP) that sets out what you need to do to receive Universal Credit. It is a key part of your Universal Credit claim, acting as a contract that outlines…

  • Which Changes You Must Report for Universal Credit and Why It Matters

    Understanding Changes That Affect Universal Credit Understanding Changes That Affect Universal Credit Reporting changes in your personal circumstances is essential when you receive Universal Credit. Keeping your information up to date helps ensure you get the correct amount of support and avoids problems such as overpayments, underpayments, or even penalties. The Department for Work and…

  • How to Get a Hardship Payment If Your Universal Credit Is Sanctioned

    Understanding Hardship Payments Understanding Hardship Payments A hardship payment is a temporary form of financial support available if your Universal Credit has been reduced or stopped because of a sanction. Sanctions can occur if you do not meet certain conditions set by your Universal Credit agreement, such as attending appointments or actively looking for work.…

  • What to do if you’ve been sanctioned while on Universal Credit

    Understanding Universal Credit Sanctions Understanding Universal Credit Sanctions A Universal Credit sanction is when your benefit payments are reduced or temporarily stopped because the Department for Work and Pensions (DWP) believes you have not met certain requirements set out in your Universal Credit agreement. Sanctions are designed to encourage claimants to stick to the rules,…

  • Universal Credit Changes: A Legal Overview

    Understanding Changes in Your Universal Credit Claim When you claim Universal Credit, it’s your responsibility to keep your details accurate and up to date. Reporting any changes in your circumstances as soon as they happen is essential. This helps make sure you get the correct amount of support and reduces the risk of delays or…

  • Universal Credit: Legal Overview and Guidance

    Understanding Universal Credit While You Receive It Universal Credit is a government benefit designed to support people who are on a low income, out of work, or unable to work. Its main purpose is to simplify the benefits system by combining several existing benefits into a single monthly payment, making it easier to manage your…

  • How to Check You’re in the Right Universal Credit Activity Group

    What is the Universal Credit Work-Related Activity Group (WRAG)? The Universal Credit Work-Related Activity Group (WRAG) is a category within Universal Credit that applies to people who are considered capable of preparing for work, but who may not be ready to start working immediately due to health conditions or other circumstances. If you are placed…

  • How to Get a Universal Credit Budgeting Advance and Repay It

    What is a Universal Credit Budgeting Advance? A Universal Credit Budgeting Advance is a short-term, interest-free loan designed to help people manage essential costs while they are waiting for their first Universal Credit payment. When you first apply for Universal Credit, there is usually a five-week wait before you receive your initial payment. During this…

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