Category: While You’re On Universal Credit
Universal Credit Changes: A Legal Overview
Understanding Changes in Your Universal Credit Claim When you claim Universal Credit, it’s your responsibility to keep your details accurate and up to date. Reporting any changes in your circumstances as soon as they happen is essential. This helps make sure you get the correct amount of support and reduces the risk of delays or…
How to Check You’re in the Right Universal Credit Activity Group
What is the Universal Credit Work-Related Activity Group (WRAG)? The Universal Credit Work-Related Activity Group (WRAG) is a category within Universal Credit that applies to people who are considered capable of preparing for work, but who may not be ready to start working immediately due to health conditions or other circumstances. If you are placed…
How to Get a Universal Credit Budgeting Advance and Repay It
What is a Universal Credit Budgeting Advance? A Universal Credit Budgeting Advance is a short-term, interest-free loan designed to help people manage essential costs while they are waiting for their first Universal Credit payment. When you first apply for Universal Credit, there is usually a five-week wait before you receive your initial payment. During this…
How Starting a Job or Pay Rise Affects Your Universal Credit Payments
Introduction to Universal Credit and Employment Changes Universal Credit is a benefit designed to support people in the UK who are on a low income or out of work. It replaces several older benefits with a single monthly payment, making it easier to manage your finances if your circumstances change. The system is flexible, so…
Universal Credit: How to Get Help with Debt and Rent Arrears
Understanding Debt and Rent Arrears on Universal Credit Understanding Debt and Rent Arrears on Universal Credit If you’re claiming Universal Credit, it’s important to understand how debt and rent arrears can affect your finances and housing situation. Debt is any money you owe that you haven’t paid back as agreed, such as loans, credit cards,…
How to Report Self-Employed Earnings for Universal Credit UK
Understanding Universal Credit and Self-Employment Understanding Universal Credit and Self-Employment Universal Credit is a benefit designed to help people with their living costs if they are on a low income or out of work. It replaces several older benefits and aims to provide financial support that adjusts as your circumstances change. If you are self-employed,…
Universal Credit for the Self-Employed: How Payments Are Worked Out
Understanding Universal Credit and Self-Employment Universal Credit is a monthly payment designed to help people with living costs if they’re on a low income or out of work. It replaces several older benefits and is intended to simplify the support available, making it easier to manage your finances – especially if your income changes from…
How to Change Your Claimant Commitment for Universal Credit in the UK
What is a Claimant Commitment? What is a Claimant Commitment? A claimant commitment is a personal agreement between you and the Department for Work and Pensions (DWP) that sets out what you need to do to receive Universal Credit. It is a key part of your Universal Credit claim, acting as a contract that outlines…
Which Changes You Must Report for Universal Credit and Why It Matters
Understanding Changes That Affect Universal Credit Understanding Changes That Affect Universal Credit Reporting changes in your personal circumstances is essential when you receive Universal Credit. Keeping your information up to date helps ensure you get the correct amount of support and avoids problems such as overpayments, underpayments, or even penalties. The Department for Work and…
