Category: Insurance Claims

Understanding Why Your Insurance Claim Was Refused When your insurer refuses your claim, it’s important to understand the reasons behind their decision. Insurance companies in the UK must provide a clear explanation when rejecting a claim, but the details can sometimes be confusing. Here’s what you need to know to make sense of their response…

Understanding Insurance Claim Settlements Understanding Insurance Claim Settlements An insurance claim settlement is the agreement between you and your insurance company on how much will be paid out following a claim. This settlement represents the insurer’s final offer to resolve your claim, whether it’s for property damage, a car accident, or another insured event. The…

Introduction to Insurance Medical Examinations Insurance medical examinations, sometimes called “independent medical examinations” (IMEs), are assessments requested by an insurance company when you make a claim that involves your health or injury. These exams are carried out by a doctor or specialist chosen by the insurer, rather than your own GP. The main purpose is…

Understanding Your Insurance Policy Understanding Your Insurance Policy Before making a claim, it’s essential to understand what your insurance policy covers and how it works. An insurance policy is a contract between you and your insurer that sets out what is protected, the circumstances under which you can claim, and any limits or exclusions that…

Understanding Problems With Insurance Claims When making an insurance claim in the UK, many policyholders encounter challenges that can make the process stressful and confusing. Some of the most frequent problems include delays in processing claims, disagreements over how much should be paid out, and outright refusals to pay. These issues can arise with any…