Category: Types of Insurance
House Insurance for Older People: A Simple UK Guide
Introduction to House Insurance for Older Homeowners Introduction to House Insurance for Older Homeowners For many older adults in the UK, their home is not just a place to live – it’s often their most valuable asset and a source of comfort and security. Protecting this asset with suitable house insurance is essential, especially as…
How to Make a Successful Non-Fault Accident Claim UK
Understanding Non-Fault Accident Claims When you’re involved in a road accident that wasn’t your fault, it’s known as a “non-fault accident.” In simple terms, this means another person was responsible for causing the crash, and you did not contribute to it. Understanding what this means for your insurance claim can help you make informed decisions…
New Build Insurance: Protecting Your Home Before Completion
What is New Build Insurance Before Completion? What is New Build Insurance Before Completion? New build insurance before completion is a specialist policy designed to protect your financial interest in a property that is still under construction. Unlike standard home insurance, which usually starts once you legally own and occupy the home, this type of…
How to Claim Compensation for Building Work Disruption
Understanding Building Work Disruptions Understanding Building Work Disruptions Building work disruptions can take many forms and often have a significant impact on homeowners. These disruptions include delays in completing the work, damage to your property, excessive noise, dust, and general inconvenience. Understanding what counts as a disruption, why they happen, and how they affect you…
Travel Insurance for Accidents and Illness When Travelling
Introduction to Accidents and Illness When Travelling Independently Introduction to Accidents and Illness When Travelling Independently Travelling independently means organising your own trip without the help of a tour operator or package holiday provider. This could involve booking your own flights, accommodation, and activities, whether you’re heading abroad for a city break, a backpacking adventure,…
Making a Claim on Travel Insurance: Legal Overview
Understanding Travel Insurance Claims When you buy travel insurance, you’re protecting yourself against unexpected problems while you’re away from home. Travel insurance can help cover costs if your trip is cancelled, your luggage is lost or delayed, or you face a medical emergency or accident abroad. Making a claim on your policy means asking your…
How to Resolve Problems with Your Travel Insurance Claim
Understanding Common Problems with Travel Insurance Claims Making a travel insurance claim can sometimes be more complicated than expected. Many people experience issues such as delays in payouts, outright refusals, or disagreements about what their policy actually covers. Understanding these common problems can help you prepare, avoid pitfalls, and respond effectively if your claim doesn’t…
How to Complete Your CSA Claim Form for Travel Insurance
Understanding the CSA Claim Form Understanding the CSA Claim Form When you need to make a travel insurance claim in the UK, the CSA claim form is a key part of the process. This form is designed to collect all the details your insurer needs to assess your claim, such as information about your trip,…
What to Do If Your Insurance Takes Your Car to Copart
Understanding What Happens When Your Car Is Taken to Copart When your car is taken to Copart by your insurance company, it’s natural to have questions about what’s happening and what it means for you. Here’s a clear breakdown of the process, your rights, and what you can expect. What is Copart and Why Do…
Making a Vehicle Insurance Claim: Legal Overview
Introduction to Making a Vehicle Insurance Claim When something happens to your car – such as an accident, theft, or damage – knowing how to make a vehicle insurance claim can save you time, stress, and money. A vehicle insurance claim is a formal request to your insurer for financial help after a covered incident.…