Category: Credit Cards
How to Cancel a Credit Card Payment and Get a Refund
Understanding Credit Card Payments and Your Rights When you make a payment with a credit card in the UK, you’re not just using a convenient way to shop – you’re also gaining important legal protections. Understanding how credit card payments work, and what your rights are, is essential before you try to cancel or reverse…
How to Choose and Apply for a Credit Card in the UK
Introduction to Choosing and Applying for a Credit Card Choosing the right credit card is an important decision that can have a lasting impact on your personal finances. Credit cards offer a flexible way to borrow money, make purchases, and manage your spending, but they also come with responsibilities and legal obligations. Before you apply,…
How to Resolve Credit Card Disputes and Complaints UK
Understanding Credit Card Disputes Understanding Credit Card Disputes A credit card dispute arises when you challenge a transaction or charge on your credit card account that you believe is incorrect, unauthorised, or unfair. Disputes can involve a range of issues, from billing errors to fraud, and it’s important to know your rights and the steps…
Credit Card Interest Rates and Fees Explained Simply
Understanding Credit Card Interest Rates Understanding how credit card interest rates work is essential for managing your finances and avoiding unnecessary costs. Interest rates determine how much you pay to borrow money on your credit card if you don’t pay off your balance in full each month. Here’s what you need to know: What Are…
What to Do If You’re Struggling With Credit Card Debt
Understanding Your Credit Card Debt Understanding Your Credit Card Debt Credit card debt happens when you spend on your card and don’t pay off the full balance each month. The remaining amount carries over, and interest is usually added, making the debt grow over time. Even small unpaid balances can quickly add up, especially if…
