Category: Harassment by Creditors
How to Recognise and Stop Harassment by Bailiffs
What is Harassment by Bailiffs? Harassment by bailiffs happens when a bailiff uses unfair, aggressive, or threatening behaviour while trying to collect a debt. In the UK, bailiffs (also known as enforcement agents) must follow strict rules set out in laws such as the Tribunals, Courts and Enforcement Act 2007 and detailed guidance from the…
Dealing With Persistent Calls, Texts and Doorstep Visits
Understanding Persistent Contact from Creditors Persistent contact from creditors refers to repeated attempts to get in touch with you about an outstanding debt. This can happen through various channels, such as phone calls, text messages, or even visits to your home – often called “doorstep visits.” While creditors have the right to contact you to…
Dealing with Threats and Aggressive Language from Creditors
Understanding Threats, Intimidation and Aggressive Language by Creditors When dealing with debt collection, it’s important to understand what counts as threats, intimidation, and aggressive language from creditors. These behaviours go beyond firm requests for payment and can have serious effects on your wellbeing and rights. What Constitutes Threats, Intimidation, and Aggressive Language? Creditors cross the…