Category: Debt Collection Scams and Fraud

Understanding Debt Scams A debt scam is a type of fraud where criminals pretend to be legitimate debt collectors in order to trick you into paying money you don’t actually owe. These scams can be sophisticated, with fraudsters using convincing tactics to pressure or frighten you into making payments. Understanding how these scams work is…

What Are Fake Debt Collectors? Fake debt collectors are individuals or organisations that pretend to be legitimate debt collection agencies in order to trick people into paying money they do not actually owe. Unlike authorised debt collectors, who are regulated by the Financial Conduct Authority (FCA) and must follow strict rules under the Consumer Credit…

What Are Phantom or Non-Existent Debts? What Are Phantom or Non-Existent Debts? Phantom or non-existent debts are fake debts that scammers claim you owe, even though you have no legal responsibility to pay them. These so-called debts do not exist – they are entirely made up by fraudsters aiming to trick, intimidate, or pressure people…