UK Motability Car Guide: Eligibility, Application, Benefits

Introduction

Are you looking to get a Motability car but unsure where to start? This simple guide will walk you through the eligibility criteria, application process, and important considerations to help you secure the vehicle you need. If you have any questions or need further assistance, Contend’s highly trained AI legal experts are here to help. With Contend, you can easily navigate your legal concerns and access the support you need—making us the Easiest Legal Help in the UK.

If you have a disability or illness that makes it difficult for you to get around, you might be eligible for a vehicle through the Motability Scheme. This charity helps people like you by allowing you to use your disability benefits to lease a car, scooter, or powered wheelchair. Here’s how it works and what you need to know.

Am I Eligible?

To qualify for a Motability vehicle, you need to be receiving one of the following benefits:

• The higher rate of the mobility component of Disability Living Allowance (DLA)
• The enhanced rate of the mobility component of Personal Independence Payment (PIP)
• Armed Forces Independence Payment (AFIP) or War Pensioners’ Mobility Supplement
• The enhanced rate of the mobility component of Adult Disability Payment
• The higher rate of the mobility component of Child Disability Payment

Make sure you have at least 12 months left on your benefit before applying. If you’re currently receiving DLA and have been told you need to apply for PIP, you won’t be able to apply for a Motability vehicle until your PIP status is confirmed. However, if you already have a vehicle, you won’t be affected.

Even if you don’t drive, you can still get a Motability vehicle and have someone else drive it for you. You can choose up to two people to drive on your behalf.

Special Considerations for Children

If you have a child aged 3 or older who qualifies, you can apply for a Motability vehicle on their behalf. For more information on this, check out the Motability help available on GOV.UK.

Transitioning from DLA to PIP

If you’re moving from DLA to PIP and find that you no longer qualify for the enhanced mobility rate, you’ll need to return your vehicle. You should do this within 8 weeks of your DLA payments stopping (or 26 weeks if you joined Motability before 2014). Depending on the vehicle’s condition and your history with Motability, you may be eligible for a one-time payment known as ‘transitional support.’ You can learn more about this on the Motability website.

If you believe your PIP decision was incorrect, you can appeal. Many decisions are overturned, which might allow you to keep your vehicle.

How Do I Pay for My Vehicle?

Your benefit payments will go directly to the Motability Scheme each month to cover the lease of your vehicle. The amount deducted will depend on the type of vehicle you choose. If you opt for a more expensive vehicle, you may need to make an upfront payment. Depending on your situation, you may be able to get help with this payment. For more information, visit the Motability charity website.

What’s Included in the Lease?

When you lease a vehicle through Motability, you get more than just the car. Your package includes:

• Insurance (with coverage for tire and windscreen replacements)
• Breakdown cover
• Vehicle tax
• Servicing and maintenance
• Adaptations to the vehicle if needed (you can learn more about available adaptations here)

If you want to use your vehicle for work purposes, you’ll need to get permission from RSA Motability. Some business uses are allowed, but not all. For more details, contact RSA Motability at:

RSA Motability

PO Box 40

New Hall Place

Old Hall Street

Liverpool

L69 3SD

Telephone: 0300 037 3737

Textphone: Available

Steps to Get Your Motability Vehicle

1. Gather Your Documents: Before you start looking for a vehicle, make sure you have the necessary documents ready, including your ID (like a driving license or passport) and your certificate of entitlement from the Department of Work and Pensions.
2. Find a Dealer: Use the Motability website to locate a dealer near you. You can also call the Motability helpline, but be aware that it can be busy during peak hours.
3. Visit the Dealer: Schedule an appointment with a Motability specialist at the dealership. If you have trouble getting there, ask if they can assist with transportation. They’ll help you find a vehicle that suits your needs.
4. Order Your Vehicle: Once you’ve found the right vehicle, you can place your order. You’ll need to show your certificate of entitlement, a form of ID, and proof of address. If you’re the one driving, don’t forget your driving license.
5. Collect Your Vehicle: After about two weeks, you’ll receive a confirmation letter with your Personal Identification Number (PIN). You’ll need this when you go to collect your vehicle and sign the lease. If getting to the dealership is difficult, ask if they can deliver the vehicle to you.

Final Thoughts

Getting a Motability vehicle can significantly improve your mobility and independence. By understanding the eligibility requirements and the application process, you can take the first steps toward driving a vehicle that meets your needs. If you have any questions, don’t hesitate to reach out to Contend’s legal expert chat for further assistance. Contend’s highly trained AI legal experts will work with you to provide guidance and help you understand and resolve your legal problems. Contend is the Easiest Legal Help in the UK.

For more info, check out some of our related articles:

• Your Guide to the Motability Scheme in Northern Ireland
• Explore Mitsubishi Motability Cars: Mobility Freedom in the UK
• Finding Second Hand Motability Cars: A UK Guide
• Disability Aids for Cars: Your UK Motability Guide
• New Vehicle Payment Guide: Financing Your Car in the UK